An area seeing increasing attention from the Australian Taxation Office (ATO) is the potential for Capital Gains Tax (CGT) to apply when selling your home – particularly when that property has been used for the running of a business. It’s not all bad though, as you may also be able to utilise the Small Business Concessions and turn this situation to your advantage.

Market volatility can be a source of anxiety for many investors. The ups and downs of the financial markets can make it challenging to stay focused on long-term goals. However, with the support of professional financial advisers, you can navigate these fluctuations with greater stability and confidence.

Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan.

Finally, a long-awaited reprieve for borrowers. On Tuesday, the Reserve Bank of Australia cut the cash rate by 25 basis points to 4.10% How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?

When it comes to protecting your financial future, insurance is a critical component. For many Australians, the decision often comes down to choosing between insurance through an industry super fund and a retail insurance policy. Here's a breakdown to help you make an informed choice.

One of the most common misconceptions in business is the difference between a casual employee and a contractor — and getting it wrong can mean unexpected superannuation and leave obligations. Many businesses assume that if someone has an ABN, sends invoices, or works independently, they must be a contractor. However, under Australian tax, superannuation and employment law, this isn’t always the case. If someone is classified as a contractor, they could still be entitled to Superannuation Guarantee (SG) contributions and leave entitlements. Misclassification can lead to costly back payments and penalties, so it’s crucial to get it right.